Books that have changed the way I think

I read a fair amount, but there are a few books that I go back to.  They stand out, because they so altered my way of thinking.  I was forever changed.  These are books I recommend over and over to people in hopes that they will reap the benefits that I have gained from them.

Who Am I?

I recently took a day long course on Spiritual DNA.  It’s design was for us to take 5 different assessments and then to compile that data into a picture of how God made us.  I’m writing this blog piece to try to make some sense of my results.  Those of you who know me, feel [...]

Saving Money

There are only 3 things you can do with money.  You can spend it, give it, and save it.  This post will focus on saving.  Saving seems to be a lost art in America.

Debt can make you sick!

A friend of mine, Ken Leamer, forwarded me a very interesting article.  It is based on an AP-AOL poll.  Basically they give stats that show that the stress of being in debt leads to a higher risk of health problems.

FICO scores

If you listen to main stream media or any number of commercials you will here about how important you FICO score is. Your FICO score is a measure lenders use to determine you ability to pay back a loan. However there are major problems with a FICO score.

Giving

Why do I give? I was not born a giver, but have become one over time. Now giving is a priority in my life.

Cash Envelopes

If you think that using cash envelopes is old fashioned, you are right. Using a budget and putting the money for each category into an envelope marked for that category has been used for generations. I want you to know that, in this case, “old school” is awesome!

Budgeting

The dreaded B-word!!! We all talk about being on a budget, but talk and action are often two different things. A budget is a spending plan. You plan how you will spend your money, before you spend it.

Debt

As Americans we are the most marketed to society in history. One of the items we are sold intensely is debt.

God Owns It All

This is the most important concept in Biblical financial management. In Psalm 50:10,11 ( for every animal of the forest is mine, and the cattle on a thousand hills. I know every bird in the mountains, and the creatures of the field are mine.) God tells us that he owns it all. He also owns [...]